Resources
Working notes on property underwriting data
Written for underwriters rather than for search engines. Each one leads with the answer.
7 min read
The data an underwriter actually needs on a property risk
A working inventory of the datasets that inform a homeowners or small commercial property decision, what each one answers, who publishes it, and where the gaps are.
Read6 min read
FEMA flood zones, read the way an underwriter reads them
What each FEMA zone code means for a property risk, what the Special Flood Hazard Area flag actually triggers, and why the map panel's effective date belongs in the file.
Read5 min read
Why a property score you cannot explain is a liability
Opaque risk scores fail at exactly the moments underwriting is audited: rate filings, reinsurance treaty reviews, market conduct exams and disputed claims.
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